If you are 50 or better, become a Club America member and receive many exciting benefits such as:

• No Monthly Service Charge with $1,000+ in a Club America Checking or your Savings Accounts or $10,000 in combined deposits
• $5 Monthly Service Charge if a Qualifying Balance is Not Maintained
• Interest Earned on average daily balance
• FREE Bill Payment
• FREE Club Checks or $5 Discount on Checks of Your Choice
• No Annual Fee on Ready Reserve Overdraft Protection*
• FREE Cashier Checks
• Premium Rates on Certificates of Deposit
• Social Activities, Trips, and Events
• Newsletter
• Membership Card
• FREE Checkbook Balancing

*Subject to qualification.

Would you like additional services to make your banking easier?

Wire your funds quickly and safely from one institution to another:

• Convenient; transfer any dollar amount.
• Immediate availability of your funds.

Access your accounts by phone, 24 hours a day, 7 days a week with XPRESS Phone Banking or Internet Banking Internet Banking:

• Call 701-483-3232 or 1-800-827-1645 or log-in
• Receive account information to verify transactions, balances and more.
• Transfer funds between accounts.
• Saves time; no unnecessary trips to the bank.

Our Night Depository Box allows you easy access before and after business hours:

• Convenient; night deposit box is accessible from outside American Bank Center to make deposits.
• Safe; only American Bank Center and you have access to your locked night depository bag.
• Saves time; you don't have to wait until banking hours to make a deposit.

Keep your important papers safe and accessible in Safe Deposit Boxes located within American Bank Center's vault (where available):

• Convenient; various box sizes and rental fees.
• Easily accessible during bank hours.

Direct deposit your paycheck, pension or Social Security check:

• No worries about your check being lost or stolen.
• Deposit is automatically in the bank on payday.
• Private; you are the only one who can access your account.
• Avoid extra trips to the bank.