Personal Banking
Additional Services

American Bank Center is always looking for ways to make your life easier. Listed below are some of the ways we can do that for you.

Direct Deposit

• Your paycheck, pension or Social Security check goes directly into your account.
• No worries about your check being lost or stolen.
• Money is automatically in the bank on payday- avoid extra trips to the bank.

Debit Card

• Gives you the power of a credit card with the control of a check.
• Purchases are debited directly from your checking account.
• Make purchases worldwide, anywhere the Visa card is accepted.
• Save money; there's no interest to pay and no need to write a check.
• Ready Reserve Overdraft Protection can be accessed when using your Debit Card to provide instant money for any use.
• If your Debit Card is ever lost or stolen, please call 1-888-833-3455 24 hours a day, 7 days a week.

XPRESS Phone Banking

• Access your accounts by phone, 24 hours a day, 7 days a week.
• Call 701-483-3232 or 1-800-827-1645.
• Receive account information to verify transactions, balances and more.
• Transfer funds between accounts.
• Saves time; no unnecessary trips to the bank.

Night Depository Box

• Convenient - night deposit box is accessible from outside American Bank Center to make deposits or payments.
• Safe - only American Bank Center and you have access to your locked night depository bag.
• Saves time - you don't have to wait until banking hours to make a deposit or payment.

Safe Deposit Boxes

• Convenient - various box sizes and rental fees. Keep your important papers safe and accessible in a safe deposit box located within American Bank Center's vault (where available).
• Easily accessible during bank hours.